At Members Credit Union, we pride ourselves on our great loan rates.  But, NOW we have a way to make our already-great rates even lower!  It's called the Realtime Rewards Program, and it works by simply doing some of the things you'd be doing with MCU anyway.  It's easy, and it’s available for any loan we offer except for mortgages and MasterCard.

To get a full ¼% off your already low loan rate, just meet two of the following options:

1. Have an active MCU RealPremier, RealAdvantage or RealRate Money Market account or open one with a minimum of $250.
2. Set up loan payments on payroll deduction or use automatic transfer
3. Have maintained an aggregate loan balance of $10,000 or more for the past three months.

Things we want you to know: Rates are subject to change.  Rates are determined by your credit score (in joint application situations, the primary wage earner’s credit score), and will vary depending on term and collateral used.