At Members Credit Union, we pride ourselves on our great loan rates. But, NOW we have a way to make our already-great rates even lower! It's called the Realtime Rewards Program, and it works by simply doing some of the things you'd be doing with MCU anyway. It's easy, and it’s available for any loan we offer except for mortgages and MasterCard.

To get a full ¼% off your already low loan rate, just meet two of the following options:

1. Have an active MCU RealPremier, RealAdvantage or RealRate Money Market account or open one with a minimum of $250.
2. Set up loan payments on payroll deduction or use automatic transfer
3. Maintained an aggregate loan balance of $10,000 or more within the past three months.

To get up to a full ½% off, apply for your loan online ­here, or click the Apply button on any loan product page.  If you do not meet any of the above three options, you will still receive a ¼% off the current  rate if you apply online.

Things we want you to know: Rates are subject to change.  Rates are determined by your credit score (in joint application situations, the primary wage earner’s credit score), and will vary depending on term and collateral used.