Did you know that the first few years that you own your vehicle, your loan balance can be higher than the actual value of your car?  Why?  This can happen because the car often depreciates faster than the balance on your loan is paid down.

So, what if your vehicle were stolen or totaled in an accident?  You could be liable to pay the difference between your insurance settlement and your outstanding loan balance.  And you'd have to pay it out of your own pocket.  But not if you had Guaranteed Auto Protection (GAP) from MCU!

For a one-time premium of just $270, GAP covers the difference between the market value of your vehicle and the loan balance, less delinquent payments, late charges, refundable service warranty contracts and other insurance related charges.

In addition to paying whatever deficiency might exist, GAP will cover your insurance deductible up to $1,000. It's easy, affordable and simple: just click the Apply button above!

Here's how it works: